For Home Buyers
Looking for inside information into the buying process and what you can expect? Below is general information on the home buying process. We are happy to answer any additional questions you may have, Info@TraleeProperties.com
Buying a home is an exciting time in one's life. Buying a home is an exciting time in one’s life. Choosing a REALTOR is a smart first step to ensure you maximize all of the services of a professional who is aware of changing market trends and services. Our services and experience range from helping you identify your housing needs, to identifying the right financial tools, finding the right home, and negotiating the transaction on your behalf. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Choose a REALTOR® that you trust and who understands your needs.
- Find a loan program that meets your needs and get Pre-Qualified (preferably Pre-Approval).
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.